Tuesday, August 22, 2017

Get $12 when you sign up for Hulu

If you're a TV lover, Hulu has an offer through Swagbucks where you get $12 (paid in the form of points called SB) for trying Hulu for a month. That will cost you $7.99, so you're making $4 on the deal! 

Hulu has tons of current and classic programming, movies, brilliant original series, and more. Here's how you do it: 

1. Click this link
2. Create your Swagbucks account (takes 30 seconds)
3. Click "Continue" and sign up for Hulu
4. Enjoy Hulu! You should have your points within 30 minutes. You must be a first time Hulu member to receive SB for this offer.

Haven't tried Swagbucks yet? They're a site where you earn points (called SB) for doing things like online shopping, watching videos, taking surveys, and discovering deals and services you might like to try (like Hulu!). You then take those points and turn them into free gift cards to places like Amazon, Starbucks, Walmart, Target, or PayPal cash.

This is a great time to join because when you sign up through the link above and get your 2000 SB, you'll get a bonus 300 SB at the beginning of September. So that's $12 (1200 SB) for trying Hulu plus your $3 (300 SB) bonus, which gets you 1500 SB, which means you make $7 total for trying Hulu!

Monday, August 21, 2017

The Financial Briefing by Eric Hutchinson

Eric Hutchinson has over 30 years of experience in the areas of financial planning, investments, estate planning, and tax planning and his joy is working with families to help them manage their financial affairs and make their dreams a reality.

In his book, The Financial Briefing  Answers to Life's Most Important Questions, he has taken those 30 years and questions his clients have asked him over the years, and put the answers into a book for everyone.  The book covers every stage of life, and the author suggests to read it cover to cover and then use it as a reference point from then on.

The Financial Briefing is set up in 2 sections and 7 chapters:

Finance 101:
  Budgeting and Saving Basics
  Planing Basics

Finance 102:
  Planning for Unexpected Change
  Planning for Growth and Prosperity
  Planning for Taxes
  Planning for the Next Generation
  Planning for Retirement

The name of the book, The Financial Briefing, sums the book up very well.  Each section is brief, and to the point.  It's an awesome starting point for everyone.
Here is what is really awesome though!!  You can visit http://www.thefinancialbriefing.com where can access the video library.  Yes, there is a video for almost every single section in the book.

I only recently started "dabbling" with a bit of money in the stock market.  I found good information in The Financial Briefing.  In our situation though it's best for us to start right at the beginning of the book.

I loved reading the chapter How to Begin Saving and Investing.  One thing that stood out to me was his advice if there just is no extra to start saving.  He actually suggests clipping coupons for those items that you buy all the time.  Then, take that money saved and put it into savings.    I've been using coupons all of my adult life, but never have I taken what I saved and put it aside as savings.  I fully intend to take this advice to heart.

I did read completely through the sections about investing, and look forward to also watching the videos on the website that go with those sections.

I can honestly say that I do feel this is a book for everyone.  One of those books that you do keep for current and future reference.

Disclosure:  I rec'd a copy of the book for the purpose of this review.  I was not compensated in any other way and all opinions are my own.  Post contains affiliate links.

Friday, August 18, 2017

Frugal Friday With Marsha -- Saving Change

Do you save your change?  I have for years and years.  Most of the time I am saving it for something specific.  In recent years I've been saving it to help me pay to be able to attend the quilt retreats.
One time I was saving it just because and it ended up paying for 3 nights for us to rent a camper one vacation!

This past week I virtually had no money and it was the monthly ladies lunch and games day at church.  The other ladies decided amongst themselves that we would go to Spangles to eat.  hhmmm.....how were my mom and I do do that with no money?
I've been putting my change in the change slots in the console of my car and the quarter slot was full and the nickel and dime slots were close to full.
I used that change to pay for our lunches!!

No, eating out is not really frugal, but saving your change is a good way to save up for a treat like that.   Plus, it's good socially and mentally to have the day out too.

Swagbucks saved me this week when my $25 PayPal redemption came in just in time to cover an automatic payment coming out of my PayPal and the cats were out of food and we were out of toilet paper, and my car was close to empty!
Even better news with Swagbucks is that I will have enough points today to cash out for another $25 in PayPal, that I'm sure again will come in just when I need it.

Speaking of cat food, I found out that Ibotta offers a small percent back for shopping amazon through my phone and that pet supplies is on their list.   I should have just enough left in my gift card balance to get another bag of cat food ordered, which should come in just when I run out of what I bought at the store tomorrow.   I've only been cashing out for amazon once a month through Swagbucks when I can get the once a month special to get the $25 gift card for 2200 sb instead of 2500.

Very nice to be able to earn online and with apps!

I'm super busy working on different sewing projects.  I will be getting more things listed for sale in my Etsy shop, plus I am getting things ready to enter into the State Fair.  You will see my progress on these items in my WIP Wednesday post.
Of course I am using supplies that I have won at the quilt retreats and that people have "handed down" to me when cleaning out their sewing rooms, or left overs from other projects.   I am very blessed to have an ongoing supply to keep my busy making things.

Until next week, let's keep on saving and earning!!

Get all the expert pet care tips and information you want - plus exciting special offers, new product information, and plenty of adorable cat and dog photos.

Wednesday, August 16, 2017

WIP Wednesday -- One Valance Done

I finished one of the 2 yo-yo valances.  Before I start the second one, I am going to actually work on putting the table runner together.  I thought for motivation to get it done, I would enter it in the state fair under holiday items.  Do you think I can put the table runner together in 2 weeks?

 The only other thing that I accomplished this past week was to finish squaring up the half square triangles to finish my blocks for the Arkansas Crossroads quilt.

Hopefully over the next 2 weeks I will have lots of progress to post.  I also signed up to enter a wall hanging in the category that my quilt guild sponsors.  Yes, a completely new project to start.
I need to finish the yo-yo Christmas table runner.
I am also entering the selvage toothbrush brush that I finished as well as one of my table runners.

I have 5 drawstring backpacks to make for charity through my quilt guild.  I'm in the middle of pressing fabrics now which also include to make a set or 2 of coasters as well.

In the meantime, I do link up with the following blogs:

WIPs on Wednesdays

Jo's Country Junction:  http://www.joscountryjunction.com/

Tuesday, August 15, 2017

Swagbucks Aloha Code Extravaganza

Are you ready for an island getaway? Want to relax and soak up the sun while the waves lap at your feet? Swagbucks is having an Aloha Extravaganza, which is one of the easiest ways to earn SB! 

What are SB you ask? SB are points you earn on Swagbucks, a website where you can get gift cards for the things you do online - I've gotten loads of Amazon codes, Walmart cards, and PayPal  with Swagbucks! These are the best days to start! 

It takes place Wednesday, August 16th starting at 7am PDT and goes until 5pm PDT! All you have to do is look out for the Swag Code notifications, enter the code, and you earn SB (which can be redeemed for gift cards)! There will be 6 Swag Codes throughout the day worth a total of 40 SB! 
Look out for the Swag Codes all over Swagbucks!

Sign up here to grab as many Swag Codes as you can and get your first gift card even faster!

Saturday, August 12, 2017

Swag Luau Team Challenge

Put on your lei, enjoy some Slack-key guitar, and get ready to eat some Kalua Pork, because Swagbucks is holding a Luau Team Challenge to help you earn free gift cards! For those of you who don't know what Swagbucks is, it's a website where you can earn cash back on everyday tasks you do online like shopping, answering surveys, discovering deals, and watching videos. You can even earn for searching the web! 
If you've never tried Swagbucks before because you didn't know where to begin, their Team Challenges are a great way to learn the ropes! The challenge, begins Monday, August 14th at 8am PT, but you can pre-register starting on Friday, August 11th!

Here's how you can join the challenge and the site:  
1. Click here to join the challenge and be assigned to a team.
2. Starting August 14th at 8am PDT, in addition to earning SB you'll contribute points to your teams total as you complete different activities on Swagbucks.
3. Check back on the page often to see the scores and what you've contribute so far.   

All members who participate and contribute at least 600 points to their team’s total will receive a SB bonus in the form of a SB Swag Up Rebate on their next gift card! 
Not only that, but if you sign up under me this month and earn 300 SB before September 1st, you'll get a 300 SB bonus!

Members of the 1st place team will receive a 100 SB Swag Up Rebate, members of the 2nd place team will receive a 50 SB Swag Up Rebate, and members of the 3rd place team will receive a 30 SB Swag Up Rebate. Your SB Swag Up Rebate will be made available on Friday, August 18th at 2pm PT and will expire on Thursday, August 31st at 11:59pm PT.

Friday, August 11, 2017

Frugal Friday With Marsha -- Week in Review

I still plan to share printable coupons, freebies, sweepstakes etc, but I want to get back to my Frugal Friday posts being about frugal things that I am doing (or want to do).

This week I want to start out talking about re-purposing t-shirts.  Many of you already know that I use them to make rugs and then use the tops of the t-shirts to cut into re-usable rags.

I needed to deep clean in the kitchen and realized that I had no rags under the sink!  I went to my craft room and pulled out the pile of t-shirts that I had gotten at a rummage sale for $1 for the bag.    I was going to only cut up a couple of them, but then decided why not just cut the whole pile.

I have rolls to make rugs with (that I shared in my WIP Wednesday post), but I also now have this basket full in the utility room.  Should be enough to keep up going in rags for some time.

I think I've mentioned briefly that my middle daughter made us all homemade deodorant.   I sure do love using it!  She made it for us the 4th of July and as you can see in the picture, I still have a few months of use left out of the container she made for me.

I've been anxious to make some myself ever since she gave it to us, but there is no hurry since I have at least a couple more months of use of what she gave me.

You can search homemade deodorant recipes and find lots of them online.  (Be sure to use Swagbucks, MyPoints, or Inboxdollars for your searches so that you are also earning for your searches!)
Basic ingredients are corn starch, baking soda, coconut oil and essential oil of your choice.

This stuff is great, and it really works.  It does take your body a few weeks to adjust to it, and you may not like that you still seems to sweat through, but that stops!   I made the mistake of not having it with me while at my daughters and got out my other deodorant from my bag.  I felt icky and sticky in my underarms all day and didn't like it one bit!

If you have Aldi in your area, I suggest buying the coconut oil. baking soda and corn starch there.

Thursday, August 10, 2017

Swagbucks Back To School Sale!

It is back to school time and Swagbucks has the deals.  Check out the offer below!

Through September 8th you'll get double cash back (in the form of SB points) or more when you shop for Back to School essentials at your favorite retailers through Swagbucks. 

They also have offers where you can earn SB points towards free gift cards for trying school-related products and services. Then you can take all the SB points you earn and use them to get gift cards and PayPal cash!

Click here to see all of the deals they're running, and if you sign up through me during this sale you'll get $10 for making your first purchase! That's in addition to the normal SB you get for your purchases.

Wednesday, August 9, 2017

WIP Wednesday --This is How It Goes

Of course once the retreat was over all I really wanted to do is sew and sew and keep on sewing.  Life doesn't allow that, unfortunately.

The only thing I have worked on this past week was the yo-yo's.  I thought I had the first valance done, but when I measured it, nope, I need one more row the long way!

I set out then to make more yo-yo's, but also to separate what I already had made to ensure that some of every fabric gets in to each of the 3 items.  

The only other thing that I did this past week that was sewing or craft related was to cut several t-shirts into strips.  I got the stack of shirts at a rummage sale dollar a bag sale for the purpose of cutting them to make them into rugs.

I only cut them now as I was out of rags and I use the left over tops of the t-shirts to cut into rags.  I will be writing more about that on Friday.

No plans any time soon to start another t-shirt rug as I already have one to finish on my 17 UFO's in 2017 challenge list.

Sit n' Sew this Friday, so God willing, I will finish up squaring up the half square triangles, and work more on the yo-yo's.

I link up with the following blogs:

WIPs on Wednesdays

Jo's Country Junction:  http://www.joscountryjunction.com/

Saturday, August 5, 2017

Swago: Back to School Shopping Edition

If you still haven't done your Mother's Day shopping, here's a way you can get paid for finding a great gift for the moms in your life. 

Swagbucks is hosting another round of Shopping Swago! What is SWAGO you ask? It's
a bingo-inspired promotion run by Swagbucks, a website that rewards you with points (called SB) for completing everyday online activities. You can redeem those SB for free gift cards. If you've never used Swagbucks, participating in SWAGO is a great introduction to the site and an easy way to earn a good amount of points quickly.  

Click here to get started

Here’s what you need to know to get your 200 SB Bonus (and don’t worry, you don’t have to make a purchase to complete a pattern):
  • Shop Swago will begin on Monday, August 7th at 9am PT/12pm ET, make sure you hit “Join” otherwise you won’t get credit for completing the action items. Each square on your Swago Board will contain an action item to complete.
  • Once you complete the action item in a particular square the square will change color signifying the action item is complete.
  • You have a limited amount of time to mark off as many squares as possible so use your time wisely.
  • Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value.
  • Once you’ve achieved a pattern the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  • The game ends Thursday, August 10th at 12pm PDT/3pm EDT. So make sure to hit “Submit” on the pattern you wish to submit. If you don’t hit “Submit” before the game ends you won’t receive your SB bonus.

    Also, if you sign up through me this month, you'll get a $10 rebate when you make your first purchase via Swagbucks Shopping! You can activate it in the "Swag Ups" area of "My Account"

p.s.  While playing Swago, also do your searches and collected the Back To School Collector's Bills for another SB Bonus!!

Friday, August 4, 2017

Frugal Friday with Marsha -- Back to Savings

It's hard to get back into routines after almost 2 weeks of being totally out of my routines.   This week I am sharing printable coupons, freebies, sweepstakes etc again, but I hope next week to just mix them in with frugal things that I have done throughout the week.

There are lots of great printable coupons right now.  I've chosen several, but all you need to do is click one to see all of them!

  Save $0.50 any ONE (1) package of HUGGIES Wipes (56-167 ct.)

  Save $3.00 any ONE (1) package of HUGGIES Diapers (Not valid on 9 ct. or less)

  Save $1.00 when you buy TWO PACKAGES 12.3 OZ OR LARGER any flavor Totino's™ Pizza Rolls™, Blasted Crust Rolls™, Pizza Sticks OR ...

  Save $1.00 when you buy THREE PACKAGES Old El Paso™ products (excludes Old El Paso™ refrigerated and produce products)

  Save $1.00 on any TWO Keebler Sandwich Crackers

  Save $0.50 when you buy ONE CUP any variety Yoplait Dippers™

  Save $0.50 on the purchase of any one (1) HORMEL REV product

  Save $0.50 Any One ARM & HAMMER Vacuum Bag or Filter (Available at Walmart)

  Save $1.00 on any ONE (1) all product (excludes trial size)

  Save $1.00 on any TWO (2) BIC Stationery products

Deals, freebies and more:

Free Subscription to Taste of Home Magazine

Free Sample of O My! Goat Milk Soap

FREE Men's Grooming Sample Box after Amazon Credit, BACK AGAIN

Free Airheads Bites or Bars at Kroger & Affiliates

10 Free Recyclebank Points

Pinecone Reseach is OPEN for Enrollment, Earn $3 per Survey

Papa John's BOGO Pizza Deal

Here are some sweepstakes for you to enter--Good Luck!

Win a $1,000 Target Gift Card and an Overachiever Kit

Win 52 Meal Kits from Chef'd worth $1,560

Win 1 of 5 Dell Inspiron Laptops in the Rent-A-Center Dell Sweep

Win a $75 Grocery Gift Card, NutriBullet Blender & More

Win 1,000 Instant Win Prizes in the Butterfinger College Game

Thursday, August 3, 2017

The August Referral Bonus!!

It may almost be the end of Summer, but you can still earn big bonuses at Swagbucks, a rewards site where you earn points (called SB) for things you're probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, Walmart, Target, or PayPal cash. 

When you sign up through me this month, you can earn a $3 bonus! Here's how: 

1. Sign up using this link 

2. Earn 300 SB total before 9/1/17. You'll get a $3 (300 SB) bonus for it! 

3. That's it. It's super easy, and Swagbucks is for real. I use it myself, and I've earned well over $2500 in PayPal, Walmart and Amazon gift cards since joining Swagbucks !!  Recently I use my Amazon earnings to keep our cats in cat food and cat litter, but I've also been able to buy things like tablets and a sewing machine as well.  PayPal earned is used for whatever needs there are at the moment.

I love Swagbucks!!  If you aren't already a member, do yourself a favor and click the sign up link  :)

Wednesday, August 2, 2017

WIP Wednesday -- Quilt Retreat Report

I sure do love the quilt retreats.  I love how I get more sewing done in 2 (or 3) days than what I usually get done in a month.
I always come home and just want to keep on sewing, but life just doesn't allow me that  LOL

What to start with----I worked on several things, but only finished one little thing.  I guess that's a good starting place.

I wanted to see just how easy it was to make the composition notebook cover as I want to make those my Christmas gifts this year.  It was really easy, and here is the one that I finished.

5 years ago I had my daughter buy me the Braid in a Day Pattern with template when Pat Knoechel (Eleanor Burns' sister) was at our guild.   I had won a Moda Sweet Roll pack in a blog giveaway, so put it in the project bag with the pattern.   I finally pulled that down and took it to the retreat as one lady in our guild is a certified Quilt In A Day teacher and told me she would help me if needed.

Now that I know how to do the braids, I really look forward to doing more.  These are with the 1.5 inch jelly rolls instead of the 2.5 inch, and I plan to make 2 into a baby blanket and the 3rd one into a table runner.

I didn't get around to getting out my blue scraps, but I did take along my green string blocks and finished those up.  I still need to get to the blue before I start putting these together.

I brought along my flannel pieces and cut what I could from them as well as sewed some of them together---together as the 2 together, ready to start sewing rows.  I still don't have enough of either for a full blanket of either size so I will be on the lookout for more flannel when I am out and about.

I worked on adding yo-yo's to the first valance.  I have just 3 more rows to put on to finish the first one.  I'm back to making the yo-yo's for now, and dividing them into bags to ensure that I have some of every fabric in all 3 items.  I really need to work daily on these if I expect to have them done in time.

I feel very blessed to have won so many things at the retreat.  In the silent auction I won 4 rolls of wrapping paper, and the 4 charm packs that were in the basket.  The other small things were in a basket for everyone to take something free.  I was sent home with everything that was left in the basket.   I never won a single game of Left Center Right that we played with the 2.5 inch strips, but I was sent home with all of the strips that were left after we were done playing the game. (oops!  The strips aren't in my picture either, but there is a very large stack of those that I plan to use most of making more braids)

I also won another door prize on Sunday that I forgot to take a picture of.  It's a roll of 100% cotton batting and a bag of supplies that include quilt pins, pencils, chalk lines and a chalk marker.  I'm super excited about the batting because it means I can get back to making the microwave hotpads again.

The next retreat I get to go to is at the end of October, and I can't wait!

I link up with the following blogs:
WIPs on Wednesdays

Jo's Country Junction:  http://www.joscountryjunction.com/

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