Frugal Friday With Marsha 12/27/13

Christmas day has past and we are heading in to the New Year.
We are officially in the 12 days of Christmas now.  Do you celebrate?  We really don't here, but I have always wanted to.  

Yesterday I sat here and wrote out a list of goal and challenges for myself going in to the new year.  I may share those in a separate blog post, but will share my savings plan with you today.

I have been saving all of my change as well as $1 from every check that I get in.  This savings, I hope, will be for my sewing hobby.  I have an annual membership to pay at quilt guild.  I like to do the workshops when they are offered.  I need $60 to pay for the retreat my guild is having in June.   

This plan will stay in effect until I get this laptop paid off.  At that time I will then put $5 in from each check I receive.

I also have started a savings that I am keeping in my purse at all times.  There I am saving any change that I find around the house......you know, in the laundry, bedroom floor that hubby drops......and any change that I might find on the ground while I am out and about.  I am also putting $1 from every check in there.  This money I will use when I see something on clearance, for example, throughout the year that will make a good gift. 

Back to the subject of this laptop.  Not a frugal thing on my part.  I am buying it from a rent to own place.  If I can pay it off before February 23, the 6 month mark, then there is no interest.  I have been paying $50 or $54.16 each week in hopes of paying it off in that time.  However, I have missed 4 weeks of doing this over time.  This week makes week 5 of no payment, and this is NOT good.  Silly me anyway.  I picked out a Dell which retails for $1,039.

Lesson learned:  Had I been patient with my slow computer and had been putting that $50 into savings, I could have bought say a $500 or so computer out right.   

Do you have any ways that you save money?


I look forward to what you link up this week  :)
 

Squidoo Hopping 12/26/13

I hope that everyone had a very Merry Christmas!   Here's also to a Happy New Year.

I read a post on bubblews yesterday and the person was pretty much making fun of those of us who make goals for the new year.  She wanted to know why we can't work on goals all year, or why can't we start now?
I commented that it just seems appropriate-new year, new you, but that I do try to work on my goals all year, and make new ones throughout the year.  And, that I have already started on the goals that I have written down.

Do you have any goals with squidoo that you would like to share?
Mine is the same as always-----to be more active.   I'm sure willing to give it a couple of months and see how things go anyway.  By a couple of months I mean a couple of months of payments, and I won't see for my efforts in January until March and for February in April.

I am going to share in the linky this week a couple of lenses that are down at the bottom on my lensranking.  

Happy Hopping!

 

Silly on Sunday with Everything Susan

Everything Susan has a new Sunday blog hop with linky called Silly on Sundays.
You can check our her post here: http://everythingsusanandmore.blogspot.ca/2013/12/silly-on-sundays-ttot.html   and link up your own Silly on Sunday post.


Yesterday my daughters and I got pretty silly while we were having our Confection Day. 

One time we all laughed because I was measuring out the brown sugar and Liz was rolling her peanut butter balls.  Next thing we know, I was rolling the brown sugar in to a ball instead of measuring it.

Another time, 7 of the 8 children were being super loud.  Liz started teasing them that if they didn't settle down she was going to have to give them the "smack down"....just as she was saying that, Ariel had walked up to the table and asked "Can I do it?"
I said, "What, give the kids the smack down?"    
She actually meant could she help roll the balls, but the smack down became a running joke the rest of the time we baked.

It was fun to be silly while we were making Christmas goodies.  Laughter really is good for your soul....and your health.

If you would like to see pictures, you can check out my bubblews post if you like.  http://www.bubblews.com/news/1872739-confection-making