Friday, August 25, 2017

Frugal Friday With Marsha -- Meals from the Cupboard


When there is no money for groceries then it's time to start taking a serious look at what is in the cupboards, freezer, and fridge.  That's the week we've had here.
Most of the time we are always thinking, "there is nothing to eat", when in reality, our cupboards and such are pretty packed with food.



My husband had shopped for one meal the Sunday before.  He chose to buy all the fixings for soft tacos/burritos.  I commented to my daughter about how I could have shopped for a few days on what he spend for one meal, but as it turned out, we ate tacos/burrittos for 3 days on what he bought.  In fact, we even threw in a night of chef salad with the taco ingredients and adding hard boiled eggs and some lunch meat cut up. (We did end up on the 3rd time just with refried beans in our tortillas and no meat with the fixings.

Another night my daughter got to looking in the freezer and she found 2 of the thin pork chops from Dollar Tree.   She cooked those up and cubed them.   She then added a packet of onion soup, a can of beef broth, a can of black beans, a can of pinto beans, and a can of kidney beans out of the cupboard.  She also added in what was left of the onion from the taco nights and some cubed boxed commodity cheese.
It was a really good soup and 5 of us ate it for 2 nights.

One night there were 3 tortillas left.  There were also 6 eggs left.  I got out the Eggtastics, and cooked us each 3 eggs, splitting up the little bit of shredded cheese that was left, cutting up a package of Buddig Bull lunch meat that was still left from our camping trip, and cutting some of the onion that was left, I fixed us nice breakfast burritos.  I dig in a drawer and found sauce packets from Taco Bell too.

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I was paid $25 PayPal by Swagbucks so that gave me a little grocery money.  I used $5 for gas leaving me $20 to spend at the store.  I opened up the ibotta app to see what I could see there.
I spent $19.25 and I bought:
My husband and I each a 2 ltr of Dr Pepper
gallon of milk
package of tortillas
dozen eggs
4 packages of Buddig Bull meats (with $1 ibotta rebate)
Sargento sliced cheese (using 55 cent coupon and 25 cent rebate from ibotta)
Martha White Muffin mix (25 cent rebate from ibotta)
ground turkey (on sale and 50 cent store coupon)
3 bananas
I think I did pretty well with $20 plus I received $1.75 into my ibotta account too.

My daughter made us some good sliders for a meal too!  She used the slider buns that I had brought home left over from the quilt retreat, some of the Buddig Bull meats, and some of the cheese slices.  She topped them with melted butter with garlic salt.  That was an extra yummy treat for a meal!

Last night I had forgotten to take my pound of ground beef out of the freezer, but I got to looking around and I uncovered a package of sausage links from Dollar Tree.  I then seen tater tots that were left over from a time when we had made tater tot casserole.  I used those and made scrambled eggs for a nice breakfast for supper.

All in all we ate really well this week. I wish I had thought to take pictures of our meals throughout the week, but alas, I didn't.   My lesson for this week is to eat out of the cabinets....at least if yours are like ours, and full.  We will be doing this for awhile yet as we get some financial things straightened out.  I know there is still at least 10 lbs of chicken in the deep freeze so it's looking like we will be having chicken several ways this week as well as using up some of the many bags of rice and beans that are stacked in the kitchen too.


No, we didn't have a cat for supper, but I found this picture of Moo in the skillet in my photos and thought I would just share it for fun.


Did you get tired of reading all of that?  LOL  I hope I did give you some "food" for thought today!!
Until next week, have yourself a Frugal week ahead!


Wednesday, August 23, 2017

WIP Wednesday -- Working Away

I have actually been working daily on sewing.  Not that I get nearly as much done as many of the blogs that I see in the linky's but for me it's a good feeling to be doing more sewing.

I didn't get much done on the yo-yo table runner, but at least a start.  I need to highly concentrate on it mostly if it's to be done by September 4th.  I get so frustrated working with the invisible thread!


This is the lay out for my wall hanging for my quild's sponsorship in the state fair.


I got all 5 of the drawstring backpacks finished for quilt guild, which will be donated to First Call For Help.


I have a nice stack of coasters ready to sew up too.


I am working towards keeping my Etsy shop active.  I added another drawstring back pack to my inventory---after selling the other 2 that I had in stock.   I may need to think about getting more of those made to list.  Firstly though I must finish the items that I am entering in to the fair.  My next in line after that is making more microwave hot pads for my shop.

So much to do and so little time!!

I link up with the following blogs:
WIPs on Wednesdays

Jo's Country Junction:  http://www.joscountryjunction.com/













Tuesday, August 22, 2017

Get $12 when you sign up for Hulu



If you're a TV lover, Hulu has an offer through Swagbucks where you get $12 (paid in the form of points called SB) for trying Hulu for a month. That will cost you $7.99, so you're making $4 on the deal! 

Hulu has tons of current and classic programming, movies, brilliant original series, and more. Here's how you do it: 

1. Click this link. 
2. Create your Swagbucks account (takes 30 seconds)
3. Click "Continue" and sign up for Hulu
4. Enjoy Hulu! You should have your points within 30 minutes. You must be a first time Hulu member to receive SB for this offer.

Haven't tried Swagbucks yet? They're a site where you earn points (called SB) for doing things like online shopping, watching videos, taking surveys, and discovering deals and services you might like to try (like Hulu!). You then take those points and turn them into free gift cards to places like Amazon, Starbucks, Walmart, Target, or PayPal cash.

This is a great time to join because when you sign up through the link above and get your 2000 SB, you'll get a bonus 300 SB at the beginning of September. So that's $12 (1200 SB) for trying Hulu plus your $3 (300 SB) bonus, which gets you 1500 SB, which means you make $7 total for trying Hulu!

Monday, August 21, 2017

The Financial Briefing by Eric Hutchinson



Eric Hutchinson has over 30 years of experience in the areas of financial planning, investments, estate planning, and tax planning and his joy is working with families to help them manage their financial affairs and make their dreams a reality.

In his book, The Financial Briefing  Answers to Life's Most Important Questions, he has taken those 30 years and questions his clients have asked him over the years, and put the answers into a book for everyone.  The book covers every stage of life, and the author suggests to read it cover to cover and then use it as a reference point from then on.

The Financial Briefing is set up in 2 sections and 7 chapters:

Finance 101:
  Budgeting and Saving Basics
  Planing Basics

Finance 102:
  Planning for Unexpected Change
  Planning for Growth and Prosperity
  Planning for Taxes
  Planning for the Next Generation
  Planning for Retirement


The name of the book, The Financial Briefing, sums the book up very well.  Each section is brief, and to the point.  It's an awesome starting point for everyone.
Here is what is really awesome though!!  You can visit http://www.thefinancialbriefing.com where can access the video library.  Yes, there is a video for almost every single section in the book.


I only recently started "dabbling" with a bit of money in the stock market.  I found good information in The Financial Briefing.  In our situation though it's best for us to start right at the beginning of the book.

I loved reading the chapter How to Begin Saving and Investing.  One thing that stood out to me was his advice if there just is no extra to start saving.  He actually suggests clipping coupons for those items that you buy all the time.  Then, take that money saved and put it into savings.    I've been using coupons all of my adult life, but never have I taken what I saved and put it aside as savings.  I fully intend to take this advice to heart.

I did read completely through the sections about investing, and look forward to also watching the videos on the website that go with those sections.

I can honestly say that I do feel this is a book for everyone.  One of those books that you do keep for current and future reference.








Disclosure:  I rec'd a copy of the book for the purpose of this review.  I was not compensated in any other way and all opinions are my own.  Post contains affiliate links.

Friday, August 18, 2017

Frugal Friday With Marsha -- Saving Change


Do you save your change?  I have for years and years.  Most of the time I am saving it for something specific.  In recent years I've been saving it to help me pay to be able to attend the quilt retreats.
One time I was saving it just because and it ended up paying for 3 nights for us to rent a camper one vacation!

This past week I virtually had no money and it was the monthly ladies lunch and games day at church.  The other ladies decided amongst themselves that we would go to Spangles to eat.  hhmmm.....how were my mom and I do do that with no money?
I've been putting my change in the change slots in the console of my car and the quarter slot was full and the nickel and dime slots were close to full.
I used that change to pay for our lunches!!

No, eating out is not really frugal, but saving your change is a good way to save up for a treat like that.   Plus, it's good socially and mentally to have the day out too.


Swagbucks saved me this week when my $25 PayPal redemption came in just in time to cover an automatic payment coming out of my PayPal and the cats were out of food and we were out of toilet paper, and my car was close to empty!
Even better news with Swagbucks is that I will have enough points today to cash out for another $25 in PayPal, that I'm sure again will come in just when I need it.

Speaking of cat food, I found out that Ibotta offers a small percent back for shopping amazon through my phone and that pet supplies is on their list.   I should have just enough left in my gift card balance to get another bag of cat food ordered, which should come in just when I run out of what I bought at the store tomorrow.   I've only been cashing out for amazon once a month through Swagbucks when I can get the once a month special to get the $25 gift card for 2200 sb instead of 2500.

Very nice to be able to earn online and with apps!



I'm super busy working on different sewing projects.  I will be getting more things listed for sale in my Etsy shop, plus I am getting things ready to enter into the State Fair.  You will see my progress on these items in my WIP Wednesday post.
Of course I am using supplies that I have won at the quilt retreats and that people have "handed down" to me when cleaning out their sewing rooms, or left overs from other projects.   I am very blessed to have an ongoing supply to keep my busy making things.


Until next week, let's keep on saving and earning!!


Get all the expert pet care tips and information you want - plus exciting special offers, new product information, and plenty of adorable cat and dog photos.











Wednesday, August 16, 2017

WIP Wednesday -- One Valance Done

I finished one of the 2 yo-yo valances.  Before I start the second one, I am going to actually work on putting the table runner together.  I thought for motivation to get it done, I would enter it in the state fair under holiday items.  Do you think I can put the table runner together in 2 weeks?


 The only other thing that I accomplished this past week was to finish squaring up the half square triangles to finish my blocks for the Arkansas Crossroads quilt.



Hopefully over the next 2 weeks I will have lots of progress to post.  I also signed up to enter a wall hanging in the category that my quilt guild sponsors.  Yes, a completely new project to start.
I need to finish the yo-yo Christmas table runner.
I am also entering the selvage toothbrush brush that I finished as well as one of my table runners.

I have 5 drawstring backpacks to make for charity through my quilt guild.  I'm in the middle of pressing fabrics now which also include to make a set or 2 of coasters as well.

In the meantime, I do link up with the following blogs:

WIPs on Wednesdays

Jo's Country Junction:  http://www.joscountryjunction.com/











Tuesday, August 15, 2017

Swagbucks Aloha Code Extravaganza



Are you ready for an island getaway? Want to relax and soak up the sun while the waves lap at your feet? Swagbucks is having an Aloha Extravaganza, which is one of the easiest ways to earn SB! 

What are SB you ask? SB are points you earn on Swagbucks, a website where you can get gift cards for the things you do online - I've gotten loads of Amazon codes, Walmart cards, and PayPal  with Swagbucks! These are the best days to start! 

It takes place Wednesday, August 16th starting at 7am PDT and goes until 5pm PDT! All you have to do is look out for the Swag Code notifications, enter the code, and you earn SB (which can be redeemed for gift cards)! There will be 6 Swag Codes throughout the day worth a total of 40 SB! 
Look out for the Swag Codes all over Swagbucks!

Sign up here to grab as many Swag Codes as you can and get your first gift card even faster!

Saturday, August 12, 2017

Swag Luau Team Challenge



Put on your lei, enjoy some Slack-key guitar, and get ready to eat some Kalua Pork, because Swagbucks is holding a Luau Team Challenge to help you earn free gift cards! For those of you who don't know what Swagbucks is, it's a website where you can earn cash back on everyday tasks you do online like shopping, answering surveys, discovering deals, and watching videos. You can even earn for searching the web! 
If you've never tried Swagbucks before because you didn't know where to begin, their Team Challenges are a great way to learn the ropes! The challenge, begins Monday, August 14th at 8am PT, but you can pre-register starting on Friday, August 11th!

Here's how you can join the challenge and the site:  
1. Click here to join the challenge and be assigned to a team.
2. Starting August 14th at 8am PDT, in addition to earning SB you'll contribute points to your teams total as you complete different activities on Swagbucks.
3. Check back on the page often to see the scores and what you've contribute so far.   

All members who participate and contribute at least 600 points to their team’s total will receive a SB bonus in the form of a SB Swag Up Rebate on their next gift card! 
Not only that, but if you sign up under me this month and earn 300 SB before September 1st, you'll get a 300 SB bonus!

Members of the 1st place team will receive a 100 SB Swag Up Rebate, members of the 2nd place team will receive a 50 SB Swag Up Rebate, and members of the 3rd place team will receive a 30 SB Swag Up Rebate. Your SB Swag Up Rebate will be made available on Friday, August 18th at 2pm PT and will expire on Thursday, August 31st at 11:59pm PT.

Friday, August 11, 2017

Frugal Friday With Marsha -- Week in Review



I still plan to share printable coupons, freebies, sweepstakes etc, but I want to get back to my Frugal Friday posts being about frugal things that I am doing (or want to do).

This week I want to start out talking about re-purposing t-shirts.  Many of you already know that I use them to make rugs and then use the tops of the t-shirts to cut into re-usable rags.

I needed to deep clean in the kitchen and realized that I had no rags under the sink!  I went to my craft room and pulled out the pile of t-shirts that I had gotten at a rummage sale for $1 for the bag.    I was going to only cut up a couple of them, but then decided why not just cut the whole pile.

I have rolls to make rugs with (that I shared in my WIP Wednesday post), but I also now have this basket full in the utility room.  Should be enough to keep up going in rags for some time.



I think I've mentioned briefly that my middle daughter made us all homemade deodorant.   I sure do love using it!  She made it for us the 4th of July and as you can see in the picture, I still have a few months of use left out of the container she made for me.


I've been anxious to make some myself ever since she gave it to us, but there is no hurry since I have at least a couple more months of use of what she gave me.

You can search homemade deodorant recipes and find lots of them online.  (Be sure to use Swagbucks, MyPoints, or Inboxdollars for your searches so that you are also earning for your searches!)
Basic ingredients are corn starch, baking soda, coconut oil and essential oil of your choice.

This stuff is great, and it really works.  It does take your body a few weeks to adjust to it, and you may not like that you still seems to sweat through, but that stops!   I made the mistake of not having it with me while at my daughters and got out my other deodorant from my bag.  I felt icky and sticky in my underarms all day and didn't like it one bit!

If you have Aldi in your area, I suggest buying the coconut oil. baking soda and corn starch there.









Thursday, August 10, 2017

Swagbucks Back To School Sale!



It is back to school time and Swagbucks has the deals.  Check out the offer below!

Through September 8th you'll get double cash back (in the form of SB points) or more when you shop for Back to School essentials at your favorite retailers through Swagbucks. 

They also have offers where you can earn SB points towards free gift cards for trying school-related products and services. Then you can take all the SB points you earn and use them to get gift cards and PayPal cash!

Click here to see all of the deals they're running, and if you sign up through me during this sale you'll get $10 for making your first purchase! That's in addition to the normal SB you get for your purchases.
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